
Activate RTP® Instantly & Send Funds with Real-Time Payments
Why Choose TodayPayments.com for Real-Time Payment Processing?
Activate RTP® Instantly & Send Funds with Real-Time Payments
In today’s fast-moving digital economy, businesses need instant, reliable, and secure payment solutions that eliminate delays and streamline cash flow. Traditional banking methods, such as ACH and wire transfers, come with processing delays, high fees, and limited operational hours, making them inefficient for modern businesses.
With TodayPayments.com, you can activate RTP® instantly and send funds immediately through the Real-Time Payments (RTP®) network. Our platform provides access to both RTP® and The FedNow® Service, allowing businesses to process real-time transactions across multiple banks and credit unions in all 50 states.
Instead of requiring complete financial details, our system allows merchants to use a cell phone number or email address as an alias for added security, privacy, and efficiency. Businesses can also consolidate multiple Merchant Identification Numbers (MIDs) and integrate QuickBooks® QBO for automated financial management.
How to Activate RTP® & Automate Instant Fund Transfers

Why Choose TodayPayments.com to Activate RTP® Instantly?
1. Instant Real-Time Payments with RTP® & FedNow®
- Send and receive funds instantly—no waiting for traditional ACH transactions.
- Multi-bank compatibility ensures seamless transactions across multiple financial institutions.
- 24/7/365 payment processing, including weekends and holidays, with no banking delays.
2. Secure Alias-Based Transactions for Businesses
- Use a company cell phone number or email address as a transaction alias instead of full financial data.
- Enroll multiple business bank accounts into RTP® and FedNow® for secure and seamless processing.
- Consolidate multiple MIDs for easy business transaction management.
3. Business-Friendly Payment Processing
- Accept payments via POS, retail, wholesale, MOTO, text, mobile, email, and SMS invoicing.
- Ideal for sole proprietors, Schedule C 1040 filers, partnerships, LLCs, S-Corps, and C-Corps.
- Lower transaction fees compared to traditional banking solutions, ensuring cost-effective payment processing.
Key Features That Make TodayPayments.com the Best Choice for RTP® Activation
✅ QuickBooks® QBO Integration
– Automate financial tracking, reconciliation, and reporting.
✅ Multi-Bank RTP® and FedNow® Compatibility –
Access multiple MIDs across different financial institutions.
✅ ISO 20022 Messaging with Hosted Payment Page
– Embed secure payment links in Request-for-Payments
(RfPs) for seamless transactions.
✅
Alias-Based MID System – Assign unique MIDs to multiple
phone numbers and email addresses for better payment
management.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
How to Activate RTP® & Send Funds Instantly with Real-Time Payments
1️⃣ Choose a Trusted
Real-Time Payment Provider – Work with
TodayPayments.com for secure, instant RTP® transactions.
2️⃣ Use Alias-Based Transactions for Security &
Privacy – Process payments using cell phone numbers or
email addresses instead of full banking details.
3️⃣
Enroll Multiple MIDs for Multi-Brand & Multi-Bank Transactions
– Manage all business transactions under one consolidated
platform.
4️⃣ Automate Payment Requests
Using ISO 20022 Messaging – Improve billing, invoicing, and
cash flow management with Request-for-Payments (RfPs).
5️⃣ Integrate QuickBooks® QBO for Automated
Accounting – Track and manage transactions in real-time
for streamlined financial management.
Activate RTP® & Send Funds Instantly with TodayPayments.com
Avoid traditional banking delays and high transaction fees. With TodayPayments.com, businesses can activate RTP® instantly, send funds securely, and process real-time payments across multiple banks and credit unions.
🚀 Sign Up Today & Experience Real-Time Payment Processing!
👉 Visit TodayPayments.com to activate RTP® now!
Creation Request for Payment Bank File
Enhance Your Activation RTP Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH
and
Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
Contact Us for Activation RTP payment processing pricing